U.S. Bank Secured Visa® Card

U.S. Bank Secured Visa® Card
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80 User Score
510 Clicks

U.S. Bank Secured Visa® Card

Why People Love It
  • Reports to all three credit bureaus
  • Fraud protection and auto rental insurance
  • Offers automatic payments with FlexControl
80 User Score
510 Clicks

  • Complimentary auto rental insurance for vehicles reserved and paid for with the card
  • Automatic bill pay
  • Helps you build credit
  • No rewards program
  • Charges an annual fee
  • Requires a security deposit

Application Process: Apply online or at a participating U.S. Bank branch. Just make sure you have at least $300 to spare since you’ll need it for your deposit.

Rewards: None.

Bonus Offers: None.

Annual Fee: $29.

APR: 20.74%

  • If your application is approved, the issuer will send you a credit card with a credit line the same amount as your deposit.
  • The deposit is used to open a U.S. Bank secured savings account to ensure your card can be paid. The account is FDIC-insured, earns interest and won't be touched as long as your account remains open and in good standing.
  • Payments are not automatically deducted from your secured savings account. You're responsible for making at least your minimum payment by the monthly due date.
  • Auto rental insurance at no extra cost - when you charge your entire car rental on your Card and decline the rental company's collision damage waiver option.
  • Automatic Bill Pay - Take advantage of this easy way to pay bills online.
  • FlexControl™ - Free online tool that can help you avoid interest and late fees with automatic payments that put you in control. It can also help you pay down a balance faster.