Target REDcard

Target REDcard
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85 User Score
437 Clicks

Target REDcard

Why People Love It
  • You'll save 5% on all your Target and purchases, with just a few exceptions
  • You can get even more discounts when you use the Target Cartwheel app (up to 50%), and free shipping on purchases
  • You'll get an extra 30 days to return items purchased with the card
85 User Score
437 Clicks

  • The card charges a high APR
  • It's a closed-loop card, so you can't use it anywhere else

Application Process: Online or in-store. Approval can take as little as 60 seconds.

Annual Fee: None.

APR: A variable rate of 24.15%. There's no penalty or cash advance APR.

Rewards: You'll get a 5% discount on Target and purchases in lieu of traditional rewards.

Bonus Offers: You'll get a 10% off coupon every year on your account anniversary, plus other exclusive extras like free shipping on orders and 30 extra days for returns.

Featured in
  • Save 5% at Target and
  • REDcard gives you 30 extra days for returns.
  • Combine your everyday 5% savings with Cartwheel, Target Subscriptions, and coupons.
  • Free Shipping at
  • Exclusive extras: Special items, offers, and 10% off coupon as a gift on your REDcard anniversary each year.