On the CreditCards.com Secure Website
Why People Love It
- No credit check required for approval
- Doesn't require a checking account
- Low APR compared to other secured cards
- Low annual fee
- Helps build or repair credit
- Requires a security deposit
- Payments can take up to two weeks to clear
- Charges an annual fee
Application Process: Apply online and get a response within 60 seconds.
Bonus Offers: None.
Annual Fee: $35.
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit provided becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- Gain access to Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- OpenSky provides credit tips and a dedicated credit education page on their website to support you along the way.
- *View Cardholder Agreement located at the bottom of the application page for details of the card.
Updated: 9 months ago