- Easy approval process
- Friendly with a range of credit scores
- Doesn't require a security deposit
- Handy prequalification tool helps you figure out if you'll get approved -- without a hard inquiry
- Some cardholders qualify for 1% cash back on eligible purchases
- You might not have an annual fee
- There's no guarantee you'll get rewards — it's based on your creditworthiness
- You may have to pay an annual fee
- Not all purchases generate rewards
Application Process: Approval is typically instant.
Rewards: You may or may not get approved to earn rewards. If you do, you'll earn 1% cash back on eligible gas and groceries plus mobile phone, internet, cable, and satellite TV services.
Bonus Offers: None.
Annual Fee: Annual fees range from $0 to $99.
- Get 1% cash back rewards on eligible purchases, terms apply.
- Rewards post automatically to your account each month.
- Looking for more credit? Get credit line increase opportunities, a fee may apply.
- With $0 Fraud Liability, you won't be responsible for unauthorized charges.
- Pick a card that fits your style. Multiple card designs are available, a fee may apply.
- Enjoy exclusive offers available to card members through Visa® Discounts.
- Your card includes travel accident and auto rental collision insurance from Visa®.