U.S. Bank Business Edge™ Cash Rewards World EliteTM Mastercard®

Why People Love It
  • Annual bonuses on top of regular rewards
  • No cap on rewards
  • Decent sign-up bonus
80 User Score
149 Clicks

  • Requires excellent credit, so many small business owners find it tough to qualify
  • The card's base rewards rate of 1% is mediocre
  • Depending on your creditworthiness, you may be stuck with a high APR
Details

Application Process:  You can apply online, at a participating U.S. Bank branch, or over the phone.

Rewards: Earn 3% cash-back rewards on qualifying purchases for gasoline, business supplies, and cellular purchases. Other purchases give you 1% cash back. You can redeem rewards as a MasterCard gift card, direct deposit in an active U.S. Bank account, or as a statement credit.

Bonus Offers: Earn $200 cash back after you spend $1,000 in eligible net purchases on a single card in the first 90 days.

Annual Fee: None.

Highlights
  • Earn $200 Cash Back after you spend $1,000 in eligible net purchases on a single card in the first 90 days.
  • 3% cash back on cellular, gas, and office supply store eligible net purchases. Earn 1% cash back on all other eligible net purchases.
  • Receive a 25% annual bonus based on your prior year’s Cash Rewards, up to $250.
  • Rewards can be redeemed once you reach a $25 threshold, and in additional increments of $25 thereafter.
  • No limit on total rewards and they never expire.
Never make a dumb purchase again
Our tips in your mailbox:
for access to exclusive free content -- it's easy!
Newsletter signup