4  Best Delta Credit Cards

4 Best Delta Credit Cards

Delta Airlines is one of the biggest airlines in the U.S. and the world, so it may make sense to get a Delta credit card to help you rack up miles more quickly.

The airline, which partners with American Express, has a handful of credit cards. To help you decide which one is best for you, we’d like to highlight the top four Delta credit cards and what makes them worth having in your wallet.

The right Delta Sky Miles credit card for you will depend on how often you fly with the carrier and the benefits you want. Each card effectively earns the same rewards but sign-up bonuses and other perks can vary.

For example, the Delta Reserve® Credit Card offers lounge access and a free companion certificate every year, but it charges a steep $450 annual fee. On the opposite end, the Blue Delta SkyMiles® Credit Card offers decent ongoing rewards and no annual fee, but it doesn’t give you any special perks when you fly Delta.

So, as you’re considering which Delta credit card you should get, think about your travel plans and your personal preferences as far as fees and perks go.

Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated June 11, 2018 but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.

Why trust us: Faveable has spent thousands of hours researching, interviewing experts, and testing products to come up with carefully selected lists trusted by millions of consumers since 2013.

4 Best Delta Credit Cards

  • 4. Gold Delta SkyMiles Business Credit Card
  • 3. Delta Reserve® Credit Card
  • 2. Blue Delta SkyMiles® Credit Card
  • 1. Gold Delta SkyMiles® Credit Card from American Express

Best Business Airline Credit Card

Gold Delta SkyMiles Business Credit Card

Best Business Airline Credit Card: Gold Delta SkyMiles Business Credit Card
Variable APR
16.74%, 18.74% or 20.74%
Cash Advance APR
26.74%
Rewards Rate
Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
Annual Fee
$0 introductory annual fee for the first year, then $95
Intro APR
n/a
Bonus Offers
Earn 30,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months, and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
85 % Editor Score
82 % User Score
303 Clicks

Why People Love it

  • Zone 1 priority boarding and free checked bag benefits
  • Extra perks like priority boarding, free checked bags, and in-flight discounts
  • Get access to expense management tools that help you track and organize your business expenses

  • 30,000 bonus miles after spending $1,000 in the first 3 months
  • $50 statement credit on your first Delta purchase in the first 3 months
  • Non-Delta purchases won't net you much in terms of rewards
  • The sign-up bonus is decent but wait for a limited-time offer
  • Charges an annual fee after the first year

Details

Application Process: Apply online, and get a decision in as little as 30 seconds.

Rewards: Earn 2 miles per dollar spent when you use your card for purchases made directly with Delta. Earn 1 mile per dollar spent on all other purchases.

Bonus Offers: Earn 30,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months, and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.

Annual Fee: $0 for the first year, then $95 after that.

Details:Gold Delta SkyMiles Business Credit Card »

Best Premium Airline Credit Card

Delta Reserve® Credit Card

Best Premium Airline Credit Card: Delta Reserve® Credit Card
Variable APR
17.24% - 26.24%
Cash Advance APR
26.74%
Rewards Rate
Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
Annual Fee
$450
Intro APR
n/a
Bonus Offers
Earn 10,000 Medallion Qualification Miles (MQMs) and 40,000 bonus miles after you spend $3,000 in purchases on your new Card in your first three months.
76 % Editor Score
87 % User Score
115 Clicks

Why People Love it

  • You'll get free access to Delta SkyClub lounges
  • You get an annual companion certificate good for a first class or main cabin ticket
  • Get Medallion miles when you sign up and each year you spend a certain amount

  • The card's reward rate is no better than the airline's fee-free credit card
  • The annual fee is $450
  • The sign-up bonus isn't great considering what you're paying

Details

Application Process: Apply online, and get a decision in as little as 30 seconds.

Rewards: Earn 2 miles per dollar spent when you use your Card for purchases made directly with Delta. Earn 1 mile per dollar spent on all other purchases.

APR: 17.24% - 26.24% Variable APR.

Bonus Offers: Earn 10,000 Medallion Qualification Miles (MQMs) and 40,000 bonus miles after you spend $3,000 in purchases on your new Card in your first three months.

Annual Fee: $450 per year.

Details:Delta Reserve® Credit Card »

Best Airline Credit Card With No Annual Fee

Blue Delta SkyMiles® Credit Card

Best Airline Credit Card With No Annual Fee: Blue Delta SkyMiles® Credit Card
Variable APR
17.24% - 26.24%
Cash Advance APR
26.74%
Rewards Rate
Earn 2 miles per dollar spent at U.S. restaurants and directly with Delta. Earn 1 mile per dollar spent elsewhere.
Annual Fee
$0
Intro APR
n/a
Bonus Offers
Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months.
84 % Editor Score
83 % User Score
117 Clicks

Why People Love it

  • The card charges no annual fee, which is rare for airline credit cards
  • You'll get the same rewards rate as with other Delta credit cards
  • The card offers a decent sign-up bonus

  • No priority boarding or free checked bags
  • High APR

Details

Application Process: Apply online, and get a decision in as little as 30 seconds.

RewardsEarn 2 miles per dollar spent at U.S. restaurants and directly with Delta. Earn 1 mile per dollar spent elsewhere.

APR: 17.24% - 26.24% Variable APR.

Bonus Offers: Earn 10,000 bonus miles after $500 in purchases within the first 3 months of account opening.

Annual Fee: None.

Details:Blue Delta SkyMiles® Credit Card »

Best Overall Airline Credit Card

Gold Delta SkyMiles® Credit Card from American Express

Best Overall Airline Credit Card: Gold Delta SkyMiles® Credit Card from American Express
Variable APR
17.24% - 26.24%
Cash Advance APR
26.74%
Rewards Rate
2 miles on every dollar spent on qualifying Delta purchases, 1 mile on other qualifying purchases
Annual Fee
$0 for the first year, then $95
Intro APR
n/a
Bonus Offers
Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months. Terms Apply.
78 % Editor Score
80 % User Score
308 Clicks

Why People Love it

  • Rewards everyday spending as well as travel-related spending
  • Extra perks like priority boarding, free checked bags, and in-flight discounts
  • Annual fee is waived the first year

  • First checked bag free - worth $50 round-trip
  • Earn up to 2 Delta miles per dollar
  • Offers mediocre rewards for everyday spending
  • Charges an annual fee

Details

Application Process: Apply online and receive a decision in as little as 60 seconds.

Rewards: Earn 2 miles per dollar spent on purchases made directly with Delta and 1 mile for every dollar spent on all other eligible purchases.

Annual Fee: $0 introductory annual fee for the first year, then pay $95 per year thereafter.

Bonus Offers: Earn 30,000 bonus miles after you make $1,000 in purchases within your first 3 months.

Details:Gold Delta SkyMiles® Credit Card from American Express »

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Article Staff

Ben is a money and travel writer living in Utah. He has spent the past 10 years studying and working in the financial industry.

Ben has written for sites such as NerdWallet, USA Today, Money, Credit.com, Credit Karma, and US News.

Ben loves giving people the tools they need to improve their financial health.

When he's not writing, Ben enjoys planning his next vacation, reading, and eating chips and salsa. You can connect with him at BenLuthi.co.

Editor Jenna Holtz
Researcher Ronnie Langston
Art Director Cherry Barbacena

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