Eric Rosenberg
11 min
1.1K
Delta Airlines is one of the biggest airlines in the U.S. and the world, so it may make sense to get a Delta credit card to help you rack up miles more quickly.
The airline, which partners with American Express, has a handful of credit cards. To help you decide which one is best for you, we’d like to highlight the top four Delta credit cards and what makes them worth having in your wallet.
The right Delta Sky Miles credit card for you will depend on how often you fly with the carrier and the benefits you want. Each card effectively earns the same rewards but sign-up bonuses and other perks can vary.
For example, the Delta Reserve® Credit Card offers lounge access and a free companion certificate every year, but it charges a steep $450 annual fee. On the opposite end, the Blue Delta SkyMiles® Credit Card offers decent ongoing rewards and no annual fee, but it doesn’t give you any special perks when you fly Delta.
So, as you’re considering which Delta credit card you should get, think about your travel plans and your personal preferences as far as fees and perks go.
Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.
This article was last updated June 11, 2018 but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.
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Application Process: Apply online, and get a decision in as little as 30 seconds.
Rewards: Earn 2 miles per dollar spent when you use your card for purchases made directly with Delta. Earn 1 mile per dollar spent on all other purchases.
Bonus Offers: Earn 30,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months, and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Annual Fee: $0 for the first year, then $95 after that.
Details:Gold Delta SkyMiles Business Credit Card »Application Process: Apply online, and get a decision in as little as 30 seconds.
Rewards: Earn 2 miles per dollar spent when you use your Card for purchases made directly with Delta. Earn 1 mile per dollar spent on all other purchases.
APR: 17.24% - 26.24% Variable APR.
Bonus Offers: Earn 10,000 Medallion Qualification Miles (MQMs) and 40,000 bonus miles after you spend $3,000 in purchases on your new Card in your first three months.
Annual Fee: $450 per year.
Details:Delta Reserve® Credit Card »Application Process: Apply online, and get a decision in as little as 30 seconds.
Rewards: Earn 2 miles per dollar spent at U.S. restaurants and directly with Delta. Earn 1 mile per dollar spent elsewhere.
APR: 17.24% - 26.24% Variable APR.
Bonus Offers: Earn 10,000 bonus miles after $500 in purchases within the first 3 months of account opening.
Annual Fee: None.
Details:Blue Delta SkyMiles® Credit Card »Application Process: Apply online and receive a decision in as little as 60 seconds.
Rewards: Earn 2 miles per dollar spent on purchases made directly with Delta and 1 mile for every dollar spent on all other eligible purchases.
Annual Fee: $0 introductory annual fee for the first year, then pay $95 per year thereafter.
Bonus Offers: Earn 30,000 bonus miles after you make $1,000 in purchases within your first 3 months.
Details:Gold Delta SkyMiles® Credit Card from American Express »Vote to enter our $100 Amazon Gift Card giveaway.
Ben is a money and travel writer living in Utah. He has spent the past 10 years studying and working in the financial industry.
Ben has written for sites such as NerdWallet, USA Today, Money, Credit.com, Credit Karma, and US News.
Ben loves giving people the tools they need to improve their financial health.
When he's not writing, Ben enjoys planning his next vacation, reading, and eating chips and salsa. You can connect with him at BenLuthi.co.
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4 Best Delta Credit Cards
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