4 Best Credit Cards for Students

4 Best Credit Cards for Students


After 20 hours of research evaluating 120 products, we picked Discover it® for Students as our top choice.

It’s difficult to focus on furthering your education when you’re hungry, yet approximately 50% of college students confess they often can’t afford healthy food.

Combine that with the fact that the average college textbook costs $82 and one year of tuition at an in-state public college comes to around $25,000, and it’s easy to see why many college students rely on credit cards to help them survive.

If you're going to use a credit card in college, make sure you choose one of the best credit cards for students, because they will afford you a lot of benefits.

Even if you’ve got a generous financial aid package, you may still need money to study abroad during the summer, head home to visit loved ones on holidays, or simply pay for basic necessities like soap and shampoo.

But wait…

It's important to start building up your credit score now. Some employers run credit checks, and your current score might attract rejection letters rather than employment offers. You may also feel it’s important to establish a line of credit with the best student credit cards so you can buy a house or get a car loan in the near future.

More than half of college students carry credit cards, so we want to help you make informed choices about your financial future. After thoroughly researching hundreds of student-friendly credit options, we feel confident recommending the following cards as the best credit cards for college students.

Hey, before we go…

Please make sure you don’t apply for too many credit cards. Doing that won’t help your credit score - or your bank account when you’re stuck juggling all those monthly payments.

Oh, and check out our list of the best secured credit cards if you can’t score approvals for any of the best credit cards for students. Regardless of what you're looking for, we’ve got you covered!

Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

This article was last updated July 10, 2018 but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.

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