- Bonus rewards on Best Buy purchases and other everyday spending categories
- Promotional financing on large purchases
- Get higher bonus cash back on your first purchase
- Choose between rewards and promotional financing
- Use the card everywhere Visa is accepted
- No annual fee
- Requires good credit
- Charges a high APR on regular purchases
- Low base rewards rate
Application Process: Apply online, and get a decision within 60 seconds or less.
Rewards: Earn up to 6% back in rewards on Best Buy purchases, and bonus rewards on other everyday purchases.
Bonus Offers: Get 10% back in rewards on your first purchase.
APR: 26.99% variable. Offers 0% promotional financing on large purchases.
Annual Fee: $0.
- Rated #6 in Best Store Credit Cards
- Get 5 points per $1 spent (10% back in rewards) on your first day of purchases made on the credit card within 14 days of account opening.
- Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy® purchases when you choose Standard Credit.
- Get 2 points per $2 spent (4% back in rewards) on entertainment purchases.
- Get 1.5 Points per $1 spent (3% back in rewards) on net purchases made at gas stations for a limited time only.
- Get 1 point per $1 spent (2% back in rewards) on net purchases on dining and groceries.
- Get 1 point per $2 spent (1% back in rewards) on net purchases made with your credit card outside Best Buy.
- My Best Buy Elite Plus members get a 0.5 point bonus (an additional 1% back in rewards, total of 6%) per dollar spent using a My Best Buy Credit Card with standard credit.
- Promotional financing on up to 24 months on large purchases.